Quontic Bank Reviews
(Rated by 11 users)
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Payment Methods
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
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Overall Rating
4.7
Base on 11 Reviews
Ratings by Feature
Ratings by Feature
- Good Value4.9
- Price & Quality4.6
- Shipping & Delivery4.2
- Customer Service4.6
- Return Policy4.6
Recent Customer Reviews (11)
Anna Carroll
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Vitoria Rocha
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Anton Skov
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Jacques Beauchesne
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Ricky McDermott
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Isaac Gibbons
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Marko Fink
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Sven Gersten
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Libby Lamb
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Ferragus Poulin
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Quontic Bank Pros & Cons
Pros
1
Competitive Interest Rates: Offers high-yield savings and checking accounts with competitive APYs.
2
No Monthly Fees: All accounts come with no monthly service fees.
3
Rewards Checking: Provides cash-back rewards on eligible debit card purchases.
4
Large ATM Network: Access to over 90,000 fee-free ATMs nationwide.
5
Low Minimum Deposit: High-yield savings accounts can be opened with a minimum deposit of $100.
6
Contactless Payments: Offers wearable payment rings and supports Apple Pay, Google Pay, and Zelle.
CONS
1
Limited Branches: Only one physical branch location in New York City.
2
ACH Transfer Limits: Inbound and outbound ACH transfers are limited to $2,000.
3
Security Concerns: Requires phone verification for online banking and does not support biometric log-ins.
4
Rate Changes: The bank reserves the right to change deposit rates after application, which can be customer-unfriendly.
5
Withdrawal Limits: High-yield savings accounts have limited withdrawals per month, with additional withdrawals incurring a fee.
Quontic Bank Features and Benefits
Features
Competitive Interest Rates
Offers high-yield savings and checking accounts with competitive APYs.
No Monthly Fees
All accounts come with no monthly service fees. No overdraft fees or foreign collections fees.
Rewards Checking
Provides cash-back rewards on eligible debit card purchases.
Large ATM Network
Access to over 90,000 fee-free ATMs nationwide.
Low Minimum Deposit
High-yield savings accounts can be opened with a minimum deposit of $100.
Contactless Payments
Offers wearable payment rings and supports Apple Pay, Google Pay, and Zelle.
24/7 Access
Access to online and mobile banking.
Easy-to-open Accounts
Easy-to-open accounts and low fees.
High Interest Yields
Earn interest on your account balance with APYs that dwarf the industry averages.
Financial Wellness Tools
A birds-eye view of all your bank accounts and loans in one place. Monitor credit including full credit report and monitoring. Categorize, search, and filter transactions to manage spending.
Security
Accounts insured to maximum legal limits. Debit card with MasterCard Zero Liability Protection and ID Theft Protection. Secure login with fingerprint or facial recognition.
Convenience
Access over 90K surcharge-free ATMs. Make payments with Zelle using mobile number or email. Contactless payments with Pay Ring.
Support
100% US-based support. Chat live, request a call, or speak through computer audio.
MasterCard Benefits
Debit card and Pay Ring with built-in benefits. Usable at millions of merchant locations and online retailers worldwide with security protection.
Checking Account
Earn up to 1.10% APY.
Savings Account
Earn up to 4.50% APY.
Certificate of Deposit
Earn up to 5.50% APY.
Quontic Pay Ring
Free wearable payment device with Quontic checking account.
Mortgage Loans
Flexible mortgage loan solutions for non-traditional borrowers.
Money Market Account
Up to 5.00% APY across balance tiers.
High Interest Checking Account
Up to 1.10% APY.
High Yield Savings Account
4.40% Interest Rate, 4.50% APY for balances through $999,999.99.